MEMORANDUM OPINION
JACK CADDELL, Bankruptcy Judge.
The debtor, Steven Gordon, filed this adversary proceeding against Hendricks-Patton Company, Inc. ("Hendricks-Patton") alleging a violation of the Truth in Lending Act, 15 U.S.C. § 1638. Gordon asserts a claim against Hendricks-Patton under the TILA based on the creditor's failure to disclose the annual percentage rate on a retail sales contract the parties executed when the debtor purchased furniture...
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