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SIDNEY v. ALLSTATE INS. CO.

Nos. S-12083, S-12084.

187 P.3d 443 (2008)

Joanne SIDNEY, Appellant/Cross-Appellee, v. ALLSTATE INSURANCE COMPANY, Appellee/Cross-Appellant.

Supreme Court of Alaska.

Rehearing Denied July 29, 2008.

Attorney(s) appearing for the Case

Leonard T. Kelley, Kelley & Canterbury, LLC, Anchorage, for Appellant/Cross-Appellee.

Barry J. Kell, Call, Hanson & Kell, P.C., Anchorage, for Appellee/Cross-Appellant.

Before: FABE, Chief Justice, EASTAUGH, and CARPENETI, Justices.

OPINION

CARPENETI, Justice.

I. INTRODUCTION

A passenger was injured in an automobile accident and entered into settlement with the driver's insurance carrier for a $50,000 "Coughlin" policy limits settlement — the face limits of the driver's policy, but without additional add-ons of attorney's fees or prejudgment interest. The passenger then pursued coverage with her own underinsured motorist (UIM) insurer. Her insurer...

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