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STAMP v. METROPOLITAN LIFE INS. CO.

No. 07-1061.

531 F.3d 84 (2008)

Karen STAMP, Plaintiff, Appellant, v. METROPOLITAN LIFE INSURANCE COMPANY; Administrator-Benefits, Exxonmobil Benefit Plan; Exxonmobil Corporation; Exxonmobil Benefit Plan; Life Insurance Protection Plan of Mobil Oil Corporation; and Life Insurance Plan of Mobil Oil Corporation, Defendants, Appellees.

United States Court of Appeals, First Circuit.

Decided June 30, 2008.

Attorney(s) appearing for the Case

Fred L. Mason, Jr., with whom Mason Associates P.C. was on brief, for appellant.

Ian Linker, with whom Brooks R. Magratten, Catherine A. Shaghalian, and Vetter & White were on brief, for appellee Metropolitan Life Insurance Company.

Neal J. McNamara, with whom Nixon Peabody LLP was on brief, for appellees.

Before TORRUELLA, LIPEZ, and HOWARD, Circuit Judges.

LIPEZ, Circuit Judge.

This case requires us to determine whether the plan administrator of an employee benefits plan governed by the Employees Retirement Income Security Act ("ERISA"), 29 U.S.C. §§ 1001-1461, may reasonably conclude that the insured, who was killed in a one-car collision with a tree while driving with a blood alcohol content ("BAC") of three times the legal limit, did not die as a result of an "accident" for purposes of his Accidental Death...

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