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SULLIVAN v. GREENWOOD CREDIT UNION

No. 07-2354.

520 F.3d 70 (2008)

Anthony SULLIVAN, on behalf of himself and all others similarly situated, Plaintiff, Appellant, v. GREENWOOD CREDIT UNION, John Does 1-5, Defendants, Appellees.

United States Court of Appeals, First Circuit.

Decided March 19, 2008.

Attorney(s) appearing for the Case

Christopher Lefebvre with whom Claude Lefebvre & Christopher Lefebvre, P.C., Scott C. Borison, and Legg Law Firm, LLC were on brief for appellant.

Harvey Weiner with whom Jill M. Brannelly and Peabody & Arnold LLP were on brief for appellee.

Before LYNCH, Circuit Judge, TASHIMA, Senior Circuit Judge, and LIPEZ, Circuit Judge.

LYNCH, Circuit Judge.

This putative class action challenges the legality, under the Fair Credit Reporting Act ("FCRA" or "the Act"), 15 U.S.C. § 1681 et seq., of an unsolicited letter to a consumer about the offering of credit for a home loan. Defendant Greenwood Credit Union sent the letter to plaintiff, Anthony Sullivan, and others based on a list of individuals meeting certain minimal credit requirements that Greenwood had purchased from a credit reporting...

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