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IN RE DUNLAP

No. 07-24392-jes.

383 B.R. 113 (2008)

In re David J. DUNLAP and Felicia Dunlap, Debtors.

United States Bankruptcy Court, E.D. Wisconsin.

January 31, 2008.

Attorney(s) appearing for the Case

Michael J. Watton, Milwaukee, WI, for Debtors.

DECISION

JAMES E. SHAPIRO, Bankruptcy Judge.

INTRODUCTION

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 ("BAPCPA") has spawned many legal issues. Among these issues is the dispute now before this court as to whether negative equity financing1 is a purchase money security interest ("PMSI") or is a non-PMSI. The consequences of this determination are as follows: under the "hanging paragraph...

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