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VILLA v. SHORT

No. A-7 September Term 2007

947 A.2d 1217 (2008)

195 N.J. 15

Danielle M. VILLA, Plaintiff, v. John F. SHORT, John Does (1-10) and ABC Corporation (1-10), Defendants and Third-Party Plaintiffs, and Joseph Short, Individually and as Executor of the Estate of Elsie Short, Defendant and Third-Party Plaintiff-Appellant, v. Elizabeth Ann Mulder, Jane Does (1-10) and ABC Insurance (1-10), Third-Party Defendants, and Allstate New Jersey Insurance Company, Third-Party Defendant-Respondent.

Supreme Court of New Jersey.

Decided June 5, 2008.

Attorney(s) appearing for the Case

Susan L. Moreinis, Collingswood, argued the cause for appellant.

David J. D'Aloia argued the cause for respondent (Saiber, attorneys; Kimberly A. Leegan and Agnes I. Rymer, Newark, on the briefs).

Justice WALLACE, JR., delivered the opinion of the Court.

This case concerns whether a homeowner's insurance policy provides coverage to homeowners who are sued in connection with sexual assaults committed by their son. The precise question is whether the policy excludes coverage for all insureds if any insured under the policy commits an intentional or criminal act. The trial court concluded that the intentional-acts exclusion applied and granted summary judgment...

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