OPINION
MATTHEWS, Justice.
The main question presented in this appeal is whether a river boat driven by Jack Tatum was insured when it collided with a river boat driven by John Tice. The accident occurred on August 9, 2000, in a narrow bend of the Little Susitna River. Tatum was alone in his boat; Casey Amos was a passenger in Tice's boat. All three men were injured in the collision...
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