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RUTGERS CAS. INS. CO. v. LACROIX

A-128 September Term 2006

946 A.2d 1027 (2008)

194 N.J. 515

RUTGERS CASUALTY INSURANCE COMPANY, Plaintiff-Appellant, v. Robert LaCROIX and Chrissy LaCroix, Defendants-Respondents.

Supreme Court of New Jersey.

Decided May 14, 2008.

Attorney(s) appearing for the Case

Susan L. Moreinis, Collingswood, argued the cause for appellant.

Francis J. Zazzaro argued the cause for respondents (Mr. Zazzaro, attorney; Bridget Saro, of counsel and on the brief).

Justice LaVECCHIA delivered the opinion for the Court.

In this appeal we have been asked whether an eighteen-year-old girl, injured while driving her father's automobile, should be barred from personal-injury-protection (PIP) benefits under her father's automobile insurance policy because, unbeknownst to her, her father had not identified her as a household resident in his insurance application. The insurer takes the position that the father's material

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