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MATOS v. FARMERS MUT. FIRE INS. CO. OF SALEM CTY.

943 A.2d 917 (2008)

399 N.J. Super. 219

Agostinho MATOS, Ana Rosa Matos and Paulo Matos, Plaintiffs-Appellants v. FARMERS MUTUAL FIRE INSURANCE COMPANY OF SALEM COUNTY, Defendant-Respondent.

Superior Court of New Jersey, Appellate Division.

Decided March 31, 2008.

Attorney(s) appearing for the Case

Frank D. Angelastro, Newark, for appellants.

Methfessel & Werbel, Edison, for respondent (Benjamin R. Messing, of counsel and on the brief, West Chester, PA).

Before Judges SKILLMAN, WINKELSTEIN and YANNOTTI.

The opinion of the court was delivered by

SKILLMAN, P.J.A.D.

The issue presented by this appeal is whether an insured under a standard homeowners policy may be relieved of the one-year limitations period for filing suit provided in the policy if the endorsement reflecting this limitation was omitted from the copy of the policy sent to the insured. We conclude that an insured is bound by the one-year limitations period if he knew or should have known of this...

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