Justice O'BRIEN delivered the opinion of the court:
Plaintiff Progressive Premier Insurance Co. filed this declaratory judgment action seeking a determination that coverage it was required to pay under the watercraft policy it issued to defendants Stephanie Kay and Felicity Kay was limited to $100,000 for an accident in which the Kays' two jet skis collided, injuring defendant Abigail Cannon. The trial court granted summary judgment in Progressive's favor. Abigail...
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