CARNES, Circuit Judge:
Joel Price and Joshua and Cynthia Krupa, who sued on behalf of a class of borrowers, appeal the district court's grant of summary judgment on their Real Estate Settlement Procedures Act, 12 U.S.C. § 2601 et seq., claims in favor of the defendants, Landsafe Credit, Inc. and Countrywide Home Loans, Inc.
I.
Countrywide is a residential mortgage loan broker, and Landsafe is a credit reporting agency. The two of them are subsidiaries...
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