BARNES, Chief Judge.
Stacy Hayward appeals from the trial court's order granting her uninsured motorist ("UM") carrier, Retention Alternatives Limited ("RAL"), summary judgment on the issue of coverage. For reasons that follow, we reverse.
This dispute arises out of a September 2002 automobile collision between cars driven by William Stridiron and Hayward. In September 2004 — shortly before the expiration of the statute of limitation — Hayward...
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