GRIFFIN v. BIERMAN

No. 79, Sept. Term, 2007.

941 A.2d 475 (2008)

403 Md. 186

Joyce A. GRIFFIN v. Howard N. BIERMAN, et al.

Court of Appeals of Maryland.

February 12, 2008.


Attorney(s) appearing for the Case

Deepak Gupta (Michael T. Kirkpatrick and Brian Wolfman of Public Citizen Litigation Group of Washington, DC, Philip Robinson of Civil Justice Inc. of Baltimore, and Scott Borison of Legg Law Firm, LLC of Frederick), on brief, for appellant.

Jacob Geesing (Bierman, Geesing & Ward, LLC of Bethesda), on brief, for appellees.

Brief of Public. Justice Center, Baltimore Cash Campaign, Center for Responsible Lending, Community Law Center, Legal Aid, Bureau, Inc., Maryland Cash Campaign, Maryland Consumer Rights Coalition, Inc., National Association of Consumer Advocates, National Consumer Law Center, and St. Ambrose Housing Aid Center, Inc., as Amici Curiae, for appellant.

Gregory P. Care, Francis D. Murnaghan, Jr., Appellate Advocacy Fellow Public Justice Center, Baltimore, Amici Curiae.

Argued before BELL, C.J., RAKER, HARRELL, BATTAGLIA, GREENE, ALAN M. WINNER (Retired, specially assigned), and DALE R. CATHELL (Retired, specially assigned), JJ.


HARRELL, J.

I. Facts

On 15 May 2001, Joyce Griffin and her fiancé, Herberto Tubaya, purchased a home at 70 Bar Harbor Road (the "Property") in Pasadena, Maryland. The deed was appropriately recorded among the land records for Anne Arundel County. Griffin testified that she and Tubaya took out a mortgage on the Property in March 2003, which they refinanced on 27 July 2004 with Argent Mortgage.

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