FERRELL v. ALLSTATE INS. CO.

No. 30,165.

188 P.3d 1156 (2008)

2008-NMSC-042

Joan FERRELL, Maria C. Cappuzzello, Elizabeth Martinez, and H. Jake Salazar, Plaintiffs-Petitioners, v. ALLSTATE INSURANCE COMPANY and Allstate Indemnity Company, Defendants-Respondents.

Supreme Court of New Mexico.

Rehearing Denied July 17, 2008.


Attorney(s) appearing for the Case

Freedman, Boyd, Hollander, Goldberg & Ives, P.A., David Alan Freedman, Joseph Goldberg, Alexandra Freedman Smith, Martha E. Mulvany, Karen S. Mendenhall Eaves & Mendenhall, P.A., John M. Eaves, McCary, Wilson & Pryor, Floyd D. Wilson, Dennis M. McCary, Alan Karl Konrad, Wilson Law Firm, P.C., Alan R. Wilson, Peifer, Hanson & Mullins, P.A., Charles R. Peifer, Robert E. Hanson, Albuquerque, NM, Lerach, Coughlin, Stoia, Geller, Rudman & Robbins, L.L.P., John Stoia, Len Simon, Tim Blood, San Diego, CA, for Petitioners.

Modrall, Sperling, Roehl, Harris & Sisk, P.A., Lisa Mann, Jennifer A. Noya, Albuquerque, NM, Sonnenschein, Nath & Rosenthal, L.L.P., Jeffrey Lennard, Mark L. Hanover, Chicago, IL, for Respondents.

Miller Stratvert, P.A., Ann Maloney Conway, Deron Bradley Knoner, Albuquerque, NM, for Amicus Curiae Property Casualty Insurers Association of America.

Mayer, Brown, Rowe & Maw, L.L.P., George Ruhlen, Santa Fe, NM, for Amicus Curiae American Council of Life Insurers.

Miller Stratvert, P.A., Ruth Fuess, Albuquerque, NM, for Amicus Curiae Chamber of Commerce of the United States of America.

Simone, Roberts & Weiss, P.A., Randal William Roberts, Albuquerque, NM, for Amici Curiae Offices of Insurance Regulation.


OPINION

BOSSON, Justice.

{1} The issues raised by this appeal involve the intersection of two complex areas of law — multi-state class action lawsuits and conflict-of-laws principles. We hold that the correct standard for determining when an actual conflict exists between states' laws such that application of the forum state's law is inappropriate for a class action is more than a mere hypothetical conflict or uncertainty based on the...

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