MEMORANDUM OPINION
JERRY W. VENTERS, Bankruptcy Judge.
These two adversary proceedings were consolidated for trial because they arise from a common nucleus of operative facts. In a nutshell, Larry and Brenda Fee contend that the Debtors committed fraud by borrowing $120,000 for one purpose—renovating six houses which were subject to deeds of trust in favor of the Fees—and using that money for purposes unrelated to the renovation project...
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