DECISION AND ORDER
GARY L. SHARPE, District Judge.
I. Introduction
The Debtor, James William Hubel, appeals from a Letter Decision and Order of the Bankruptcy Court denying his request for an exemption from the credit counseling requirement of section 109(h) of the Bankruptcy Code. See 11 U.S.C. § 109(h). This court reviews the Bankruptcy Court's findings of fact for clear error, and its conclusions of law...
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