OPINION
MATHIAS, Judge.
Brenda and Darren Wagner ("the Wagners") appeal from the Floyd Superior Court's grant of a motion for summary judgment in favor of American Standard Insurance Company of Wisconsin ("American Family"). The Wagners argue whether the terms of American Family's underinsured motorist policy reduce American Family's risk exposure under the policy to zero.
We affirm.
Facts and Procedural History
On August 26, 2004...
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