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  5. 387 B.R. 751 (2008)
 

IN RE FARLEY

Bankruptcy Nos. 07-52529, 07-53458, 07-53952, 07-51365, 07-54199, 07-54565. Adversary Nos. 07-2186, 07-2272, 07-2291, 07-2293, 07-2358, 07-2402.

387 B.R. 751 (2008)

In re John Thomas FARLEY, Debtor, William Todd Drown, Chapter 7 Trustee, Plaintiff, v. ESB, Defendant. In re Kevin D. Davis and Jacqueline S. Davis, Debtors. William Todd Drown, Chapter 7 Trustee, Plaintiff, v. ESB, Defendant. In re Timothy L. Golden and Tamyra L. Golden, Debtors. William Todd Drown, Chapter 7 Trustee, Plaintiff, v. National City, Defendant. In re Nikki J. Gladwell, Debtor. William Todd Drown, Chapter 7 Trustee, Plaintiff, v. HSBC, Defendant. In re Robert A. Phillips and April M. Phillips, Debtors. William Todd Drown, Chapter 7 Trustee, Plaintiff, v. Wells Fargo Financial, Defendant. In re Troy M. Ransome, Debtor. William Todd Drown, Chapter 7 Trustee, Plaintiff, v. Fifth Third, Defendant.

United States Bankruptcy Court, S.D. Ohio, Eastern Division.

May 13, 2008.

Attorney(s) appearing for the Case

William Todd Drown, Mount Vernon, OH, pro se.

Brian Wood, Geoffrey J. Peters, Weltman, Weinberg & Reis Co. LP A, Columbus, OH, for Defendant.

MEMORANDUM OPINION ON MOTIONS FOR SUMMARY JUDGMENT

JOHN E. HOFFMAN, JR., Bankruptcy Judges.

I. Introduction

In each of these six adversary proceedings, the Chapter 7 trustee, William Todd Drown ("Trustee"), seeks to exercise his strong-arm powers under 11 U.S.C. § 544(a) to avoid a prepetition security interest in a motor vehicle owned by a debtor in one of the underlying bankruptcy cases. The Trustee asserts that each security interest...

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