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LANDRY v. LOUISIANA CITIZENS PROPERTY INS.

Nos. 2007-C-1907, 2007-C-1908.

983 So.2d 66 (2008)

Mark LANDRY and Barbara Landry v. LOUISIANA CITIZENS PROPERTY INSURANCE COMPANY.

Supreme Court of Louisiana.

May 21, 2008.

Attorney(s) appearing for the Case

Murray Law Firm, Stephen Barnett Murray, Arthur M. Murray, Nicole Ieyoub Murray, New Orleans; Cox, Cox, Filo, Camel & Wilson, Thomas Allen Filo, Paul Joel Cox, Richard Elliott Wilson, Lake Charles, for applicant in 2007-C-1907.

Haik, Minvielle & Grubbs, Theodore Michael Haik, III, New Iberia; Bienvenu, Foster, Ryan & O'Bannon, John W. Waters, Jr., New Orleans, for respondent in 2007-C-1907.

Andrew L. Plauch, Jr, Harry Alston Johnson, III, and James K. Ordeneaux, New Orleans, for amicus curiae, Louisiana Farm Bureau Mutual Insurance.

Daniel Michael Redmann, Metairie, for Fidelity & Deposit Co. of Maryland, Empire Fire & Marine Ins. Co., Empire Indemnity Ins. Co., and Centre Insurance Co.,

Bruce Campbell Dean, Metairie, Michael Ryan Casey, Cynthia Green St. Amant, Soren Erik Gisleson, Russ Michel Herman, Stephen Jay Herman, Allan Kanner, and Joseph Edward Cain, New Orleans, for amicus curiae Louisiana Association for Justice.

William Shelby McKenzie, Baton Rouge, for amicus curiae, American Insurance Association.

KIMBALL, J.

Following Hurricane Rita, plaintiffs suffered a total loss of their home from what is alleged to be a combination of wind and flood damage. Their homeowners' policy covered wind losses, but expressly excluded flood losses. Attempting to have Louisiana's Valued Policy Law, La. R.S. 22:695, applied to their case so that the issuer of their homeowners' insurance policy would be obligated to pay the face value of their policy, plaintiffs filed a motion for...

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