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IN RE PHILLIBER

Bankruptcy No. 05-31989. Adversary No. 07-3041.

395 B.R. 653 (2008)

In re Rhonda Kay PHILLIBER, Debtor. Norman E. Rouse, Chapter 7 Trustee, v. Green Tree Servicing, LLC, Loan Servicer for Wilshire Credit Corp. d/b/a Wilshire Mortgage Corp., and Wilshire Credit Corp. d/b/a Wilshire Mortgage Corp., Defendants.

United States Bankruptcy Court, W.D. Missouri.

June 2, 2008.

Attorney(s) appearing for the Case

Henry W. Johnson, Sims, Johnson, Wood & Sims, Neosho, MO, for Debtor.

Norman Rouse, Collins, Webster & Rouse, Joplin, MO, for Trustee/Plaintiff.

Michael A. Gould, N. Kansas City, MO, for Defendant.

MEMORANDUM OPINION

JERRY W. VENTERS, Bankruptcy Judge.

In this adversary proceeding, the Chapter 7 trustee, Norman E. Rouse ("Trustee"), seeks to avoid Wilshire Credit Corp.'s allegedly unperfected lien on a manufactured home owned by the Debtor. Wilshire maintains that it perfected its lien by delivering an "Application for Missouri Title" to the Missouri Department of Revenue ("MoDoR") on November 20, 1998.1 The Trustee...

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