OPINION
DAVID W. HOUSTON, III, Bankruptcy Judge.
On consideration before the court is a Motion for Judgment on the Pleadings filed by Capital One Bank ("Capital One") and TSYS Debt Management, Inc., ("TSYS"); response to said motion having been filed by the plaintiff/debtor, Stanley R. Gilliland; and the court, having heard and considered same, hereby finds as follows, to-wit:
I.
The court has jurisdiction of the parties to and the...
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