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AMERICAN CREDIT OF SUMTER, INC. v. NATIONWIDE MUTUAL INS. CO.

No. 26509.

378 S.C. 623 (2008)

663 S.E.2d 492

AMERICAN CREDIT OF SUMTER, INC., Appellant, v. NATIONWIDE MUTUAL INSURANCE COMPANY, Respondent.

Supreme Court of South Carolina.

Decided June 30, 2008.

Attorney(s) appearing for the Case

Thomas E. Player, Jr., of Player & McMillan, of Sumter, for appellant.

William Bailey Woods, of Woods Law Firm, of Lexington, for respondent.

Justice MOORE:

Appellant (American Credit) filed an action claiming respondent (Nationwide) acted in bad faith by failing to pay the money due under an insurance policy. Nationwide answered that any claim brought by American Credit would be subject to the Loss Payable Clause of the policy and that this Clause denies coverage to American Credit. The magistrate court granted Nationwide's motion for a directed verdict and the circuit court affirmed. We now reverse.<...

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