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IN RE JONES

Bankruptcy No. 03-16518. Adversary No. 06-01093.

366 B.R. 584 (2007)

In re Michael L. JONES, Debtor. Michael L. Jones, Plaintiff, v. Wells Fargo Home Mortgage, Defendant.

United States Bankruptcy Court, E.D. Louisiana.

April 13, 2007.

Attorney(s) appearing for the Case

Allan L. Ronquillo, DeLeo & Ronquillo, L.L.P., Mandeville, LA, for Plaintiff.

Herschel C. Adcock, Jr., Baton Rouge, LA, Joseph Paul Rumage, Jr., New Orleans, LA, for Defendant.

MEMORANDUM OPINION

ELIZABETH W. MAGNER, Bankruptcy Judge.

This matter came before the Court on Michael L. Jones' ("Debtor") Complaint to Recover Property of the Estate, filed against. Wells Fargo Home Mortgage, Inc. ("Wells Fargo"). Defendant Wells Fargo filed a timely Answer, and on January 5, 2007, the Court conducted a trial on the merits. Entering appearances at the trial were:

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