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IN RE ROSS

Bankruptcy No. 04-31735. Adversary No. 04-3283.

367 B.R. 577 (2007)

In re Raymond Gilbert ROSS, Debtor. Jocelyn Bergeron, Plaintiff v. Raymond Gilbert Ross, Defendant.

United States Bankruptcy Court, W.D. Kentucky.

May 3, 2007.

Attorney(s) appearing for the Case

C.R. Bowles, Greenebaum Doll & McDonald PLLC, Louisville, KY, Neal L. O'Toole, The Law Offices of Neal L. O'Toole, Bartow, FL, for Plaintiff.

David M. Cantor, Seiller Waterman LLC, Randall Strause, Hectus & Strause, Louisville, KY, for Defendant.

MEMORANDUM

DAVID T. STOSBERG, Bankruptcy Judge.

This matter came before the Court for trial on March 21, 2007, on the Complaint Objecting to Entry of Debtor's Discharge filed by the Plaintiff, Jocelyn Bergeron (the "Plaintiff'). Raymond Ross (the "Defendant"), Defendant's counsel, and Plaintiffs counsel all appeared before the Court. The Court considered the testimony and exhibits presented at trial and enters the following Findings of Fact and

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