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IN RE STUART

Bankruptcy No. 05-19154ELF. Adversary No. 05-459ELF.

367 B.R. 541 (2007)

In re Alan R. STUART Debtor(s). Alan R. Stuart, Elizabeth T. Stuart, Plaintiffs v. Decision One Mortgage Co., LLC, et al. RFC Homecomings Financial Lincoln Mortgage Associates, LLC, Defendants.

United States Bankruptcy Court, E.D. Pennsylvania.

April 6, 2007.

Attorney(s) appearing for the Case

David A. Scholl, Regional Bankruptcy Center of SE PA, Law Office of David A. Scholl, Newtown Square, PA, for Plaintiffs.

Andrew K. Stutzman, Sean Robert Adam, Strandley Ronon Stevens & Young LLP, Daniel S. Bernheim, Jonathan J. Bart, Wilentz Goldman & Spitzer P.A., Philadelphia, PA, Lauren R. Berschler, Wilentz, Goldman & Spitzer, Pittsburgh, PA, for Defendants.

Lincoln Mortgage Associates, LLC, North Wales, PA, pro se.

MEMORANDUM OPINION

ERIC L. FRANK, Bankruptcy Judge.

I. INTRODUCTION

In this adversary proceeding, the Plaintiffs assert claims for violations of federal and state consumer protection statutes. The claims arise from a mortgage refinancing transaction in connection with the Plaintiffs' primary residence. The three (3) defendants are a mortgage broker, the original mortgage lender and the lender's assignee.

Before me are summary judgment...

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