WIENER, Circuit Judge:
Plaintiff-Appellant Thomas Wright appeals the district court's refusal to grant him leave to amend his complaint to include extra-contractual claims against Allstate Insurance Company ("Allstate"), the Write Your Own ("WYO") insurance company that issued his federal flood insurance policy. We affirm.
I. FACTS & PROCEEDINGS
As the facts of this case are fully set forth in Wright v. Allstate
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