MEMORANDUM OPINION, FINDINGS OF FACT, AND CONCLUSIONS OF LAW
THOMAS S. UTSCHIG, Bankruptcy Judge.
11 U.S.C. § 1325(b)(1)(B) provides that chapter 13 debtors must direct all of their "projected disposable income" to the payment of unsecured claims for the duration of their plan. Historically, courts calculated disposable income by deducting the monthly expenses found on a debtor's schedule J from the monthly income listed on schedule I. The "projected...
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