OPINION
MARY D. FRANCE, United States Bankruptcy Judge.
Procedural and Factual History
On September 7, 2004, William and Amanda Price ("Debtors") purchased a 2004 Jeep for personal use. To finance the vehicle, they obtained a loan of $31,481.77 from TranSouth Financial Corp, which later assigned the loan to CitiFinancial Auto Corporation ("CitiFinancial"). Debtors made fourteen (14) monthly payments to CitiFinancial, the last having...
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