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IN RE NANCE

Nos. 06-41091, 06-41151, 06-40941, 06-41153, 06-31832.

371 B.R. 358 (2007)

In re James NANCE, Kristin Nance, William Cook, Cheryl Cook, Byron Hodge, Doris Hodge, Christopher Hastings, Keith Williams, Debtors.

United States Bankruptcy Court, S.D. Illinois.

July 10, 2007.

Attorney(s) appearing for the Case

Jay B. Howd, Bankruptcy Clinic, Carbondale, IL, Douglas A. Antonik, Robert G. Lathram, Mt. Vernon, IL, for Debtors.

Mark D. Skaggs, US Trustees Office, Peoria, IL, for Trustee.

Russell C. Simon, Swansea, IL, Trustee.

OPINION

KENNETH J. MEYERS, Bankruptcy Judge.

In each of the above captioned cases, the Chapter 13 trustee objects to confirmation on the grounds that the proposed plan fails to use the proper methodology to calculate the debtors' projected disposable income and/or fails to provide for payment of all of the debtors' disposable income for a period of five years. This opinion examines 11 U.S.C. § 1325(b) and addresses: (1) how "projected disposable...

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