Daryl CHAUVIN, Plaintiff,
v.
STATE FARM FIRE & CASUALTY CO., Defendant.
Caritha Williams, individually and on behalf of all others similarly situated; Plaintiff-Appellant,
v.
State Farm Fire & Casualty Co., Defendant-Appellee.
Doris L. Huntley, individually and on behalf of all others similarly situated; Plaintiff-Appellant,
v.
Allstate Indemnity Company, Defendant-Appellee.
Dani Babineaux, individually and on behalf of all others similarly situated; Plaintiff-Appellant,
v.
Liberty Mutual Fire Insurance Company, Defendant-Appellee.
Donald J. Haydel, Sr., individually and on behalf of all others similarly situated; Plaintiff-Appellant,
v.
Hartford Insurance Company of the Midwest, Defendant-Appellee.
Richard Ganucheau, individually and on behalf of all others similarly situated; Plaintiff-Appellant,
v.
Lexington Insurance Company, Defendant-Appellee.
Joseph Moniz; Marie Moniz; Laurence Treigle; Edith Treigle; Scotty Lopez; Brandi Lopez; Keith Dwyer; Michael Collongues; Randall McCants; Debra McCants; Jamie Laureriro; Trudy Laureriro; Simeon Delacruz; Carol Delacruz; Plaintiffs-Appellants,
v.
State Farm Fire & Casualty Co., Defendant-Appellee.
Daryl Chauvin; Cathy Chauvin, Individually and on behalf of all others similarly situated; Michael Garnett, Sr.; Michelle Garnett, Individually and on behalf of all others similarly situated; Lee Sucherman; Ellen Sucherman, Individually and on behalf of all others similarly situated; John Berryman; Catherine Berryman, Individually and on behalf of all others similarly situated; Gerald Cooper; Betty Cooper, Individually and on behalf of all others similarly situated; Anthony Smith; Ada Smith, Individually and on behalf of all others similarly situated; Latoya Williams, Individually and on behalf of all others similarly situated; Terry Sampia, Individually and on behalf of all others similarly situated; Janet Labin, Individually and on behalf of all others similarly situated; Plaintiffs-Appellants,
v.
State Farm Fire & Casualty Co.; Hartford Insurance Company of the Midwest; Allstate Insurance Co.; Metropolitan Property and Casualty Insurance Co.; Encompass Property and Casualty Company; United Services Automobile Association; Standard Fire Insurance Co., One of the Travelers Property Casualty Companies; Auto Club Family Insurance Company; Massachusetts Bay Insurance, Defendants-Appellees.
Kimberly Borne, Plaintiff-Appellant,
v.
Allstate Indemnity Co., Defendant-Appellee.
Richard Maziarz, Plaintiff-Appellant,
v.
Auto Club Family Insurance Company (AAA), Defendant-Appellee.
United States Court of Appeals, Fifth Circuit.https://leagle.com/images/logo.png
August 6, 2007.
August 6, 2007.
Attorney(s) appearing for the Case
Andre P. LaPlace (argued), Law Offices of Andre P. LaPlace, Baton Rouge, LA, Gregory M. Porobil, New Orleans, LA, for Plaintiffs-Appellants.
Wayne J. Lee, Stephen G. Bullock, Mary Lue Dumestre, Andrea Leigh Fannin, Heather Shauri Lonian, Stone, Pigman, Walther & Wittmann, New Orleans, LA, for State Farm Fire & Cas. Co.
Richard L. Fenton, Sonnenschein, Nath & Rosenthal, Chicago, IL, for Allstate Indem. Co.
Judy Y. Barrasso, H. Minor Pipes, III, Susan M. Rogge, Barrasso, Usdin, Kupperman, Freeman & Sarver, New Orleans, LA, for Allstate Indem. Co. and Liberty Mut. Fire Ins. Co.
Harry M. Reasoner, Marie Roach Yeates, Gwendolyn Johnson Samora, Vinson & Elkins, Houston, TX, for Liberty Mut. Fire Ins. Co.
Seth Andrew Schmeeckle, Ralph S. Hubbard, III (argued), Lugenbuhl, Wheaton, Peck, Rankin & Hubbard, New Orleans, LA, Stephen E. Goldman, Wystan Michael Ackerman, Robinson & Cole, Hartford, CT, for Hartford Ins. Co. of Midwest.
Richard Joseph Doren, Gibson, Dunn & Crutcher, Los Angeles, CA, Daniel Winthrop Nelson, Gibson, Dunn & Crutcher, Washington, DC, Robert I. Siegel, Gieger, Laborde & Laperouse, New Orleans, LA, for Lexington, Ins. Co.
Dominic J. Ovella, Sean Patrick Mount, Daniel Michael Redmann, Hailey, McNamara, Hall, Larmann & Papale, Metairie, LA, for Fidelity & Deposit Co. of Maryland, Empire Fire & Marine Ins. Co., Empire Indem. Ins. Co. and Centre Ins. Co., Amici Curiae.
Christopher Raymond Pennison, Jay M. Lonero, Larzelere, Picou, Wells, Simpson & Lonero, Metairie, LA, for Republic Fire & Cas. Ins. Co., Amicus Curiae.
Remy Voisin Starns (argued), Baton Rouge, LA, for Plaintiffs-Appellants in 06-31133.
Terrence J. Lestelle (argued), Andrea S. Lestelle, Jeffery Bryan Struckhoff, Lestelle & Lestelle, Metairie, LA, for Chauvin.
Christopher Weldon Martin, Levon G. Hovnatanian, Martin R. Sadler, Martin, Disiere, Jefferson & Wisdom, Houston, TX, for United Services Auto. Ass'n.
Before HIGGINBOTHAM, DAVIS and BARKSDALE, Circuit Judges.
United States Court of Appeals, Fifth Circuit.
W. EUGENE DAVIS, Circuit Judge:
Plaintiffs are homeowners who sued their insurers, alleging that their homes were totally destroyed in Hurricanes Katrina and/or Rita. They appeal the district court's order granting the defendant-insurers' motions to dismiss and/or motions for judgment on the pleadings, concluding that Louisiana's Value Policy Law does not apply when a total loss does not result from a covered peril. For the following reasons, we AFFIRM the order of...
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