BURDICK, Justice.
Jim and Rose Rouse (collectively the Rouses, individually Jim and Rose) brought suit against Respondents, Household Finance Corporation and Household Life Insurance Company (collectively HFC) for, inter alia, breach of an insurance contract and negligence. The Rouses appeal from the district court's grant of HFC's motion for summary judgment. We affirm.
I. FACTUAL AND PROCEDURAL BACKGROUND
In February 2003 the Rouses received...
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