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QUINCY MUTUAL FIRE INSURANCE COMPANY v. ALBERTO URIBE

45 A.D.3d 661 (2007)

845 N.Y.S.2d 434

QUINCY MUTUAL FIRE INSURANCE COMPANY, Appellant, v. LUIS ALBERTO URIBE et al., Respondents.

Appellate Division of the Supreme Court of the State of New York, Second Department.

Decided November 13, 2007.

Ordered that the order and judgment is affirmed insofar as appealed from, with costs.

Insurance Law § 3420 (d) requires an insurance carrier to give its insured and the injured party written notice of a disclaimer of coverage as soon as is reasonably possible. "An `insurer's failure to provide notice as soon as is reasonably possible precludes effective disclaimer, even [where] the policy holder's own notice of the incident to its insurer is untimely' (First...

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