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IN RE PAK

BAP No. NC-07-1201-DCaK, Bankruptcy No. 05-49326.

378 B.R. 257 (2007)

In re John PAK, Debtor. John Pak, Appellant, v. eCast Settlement Corporation; American Express Centurion Bank; Martha Bronitsky, Trustee; United States Trustee, Appellees.

United States Bankruptcy Appellate Panel of the Ninth Circuit.

Filed November 7, 2007.

Attorney(s) appearing for the Case

Cathleen Cooper Moran, Moran Law Group, Inc., Mountain View, CA, for John Pak.

Michael H. Meyer, Santa Rosa, CA, for Martha Bronitsky, Trustee.

John M. O'Donnell, Law Offices of John M. O'Donnell, Sacramento, CA, for eCast Settlement Corp.

Before: DUNN, CARROLL, and KLEIN, Bankruptcy Judges.

OPINION

DUNN, Bankruptcy Judge.

In this, appeal, we address one of the most perplexing issues that has arisen in chapter 13 under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 ("BAPCPA") — interpretation of the term "projected disposable income" in § 1325(b)(1)(B).2 The debtor, John Pak ("Pak"), whose "disposable income" under the statutory definition was less than one third of his actual net...

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