MEMORANDUM-OPINION
THOMAS H. FULTON, Bankruptcy Judge.
THIS ADVERSARY PROCEEDING is before the Court after the conclusion of a trial on the merits of the cause of action brought by Plaintiffs against Defendant under 11 U.S.C. § 523(a)(2)(A) and 11 U.S.C. §§ 727(a)(2)(A), (4)(A) and (5). For the reasons set forth below, the Court determines that Defendant's debt to Plaintiffs is dischargeable and that Defendant is entitled to a discharge under...
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