MEMORANDUM OPINION
JERRY W. VENTERS, Bankruptcy Judge.
Bankruptcy courts around the country are sharply divided over the issue before the Court in this Chapter 7 bankruptcy case. That issue is: May a debtor claim a deduction on the Bankruptcy Code's "means test" for payments on debts secured by collateral that the debtor intends to surrender to the creditor?
The majority of courts deciding this issue has held that the language of 11 U.S.C...
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