LAWRENCE S. WALTER, Bankruptcy Judge.
This matter is before the court on the Chapter 13 Trustee's Objection to Confirmation [Doc. 21] and Memorandum Brief in Support [Doc. 28]; the Debtor's Memorandum Brief in Opposition [Doc. 32]; and the Trustee's Reply Brief [Doc. 33]. The court also considers the Joint Stipulation of Facts [Doc. 31] filed by the parties....
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