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IN RE LOSAK

Bankruptcy No. 00-11232, Adversary No. 07-1032.

375 B.R. 162 (2007)

In re Ralph Raymond LOSAK, Jr. and Susan Marie Losak, Debtors. Ralph Raymond Losak, Jr. and Susan Marie Losak, Plaintiffs v. Beneficial Consumer Discount Company, Defendant.

United States Bankruptcy Court, W.D. Pennsylvania.

September 21, 2007.

Attorney(s) appearing for the Case

Jeffrey A. Connelly, Erie, PA, for Plaintiffs.

Angela M. Michael, McCabe, Weisberg & Conway PC, Philadelphia, PA, for Defendant.

MEMORANDUM

WARREN W. BENTZ, Bankruptcy Judge.

Ralph Raymond Losak, Jr. and Susan Marie Losak (the "Debtors") filed a voluntary Petition under Chapter 7 of the Bankruptcy Code on July 20, 2000 and received their discharge on November 16, 2000. At the time of the bankruptcy filing, Debtors owned a 1979 Duke Royal Mobile Home (the "Mobile Home") situated on a rented lot. This Mobile Home was subject to a lien in favor of Beneficial Consumer Discount...

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