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IN RE BRADLEY

No. 01-35118 (cgm).

369 B.R. 147 (2007)

In re Celestine A. BRADLEY, a/k/a Celestine A. Vienot, a/k/a Celestine A. Torres, a/k/a Celestine A. Bradley-Torres, Debtor.

United States Bankruptcy Court, S.D. New York.

May 23, 2007.

Attorney(s) appearing for the Case

Michael S. Sachs, Esq. New Windsor, NY, for the Debtor.

Paul L. Marks, Esq., Newburgh, NY, for Ulster Federal Credit Union.

MEMORANDUM DECISION DENYING DEBTOR'S MOTION TO AVOID LIEN PURSUANT TO 11 U.S.C. § 522(f)

CECELIA G. MORRIS, United States Bankruptcy Judge.

In this reopened Chapter 7 case, the Debtor seeks to avoid a judicial lien held by Ulster Federal Credit Union (hereafter, "UFCU"). The Debtor voluntarily repaid the judicial lien when she refinanced her home in May 2005. The Debtor now seeks to use 11 U.S.C. § 522(f) to "avoid" the repaid lien...

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