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IN RE PAJOT

Nos. 06-31446-DOT, 06-31861-DOT, 06-31734-DOT, 06-33159-DOT.

371 B.R. 139 (2007)

In re John Walter PAJOT, Amy Lillian Taylor, Rebecca Ann Price, Morris Dwayne Horne, Chapter 13 Debtors.

United States Bankruptcy Court, E.D. Virginia, Richmond Division.

July 17, 2007.

Attorney(s) appearing for the Case

John Russell Bollinger, Boleman Law Firm, P.C., Richmond, VA, for Chapter 13 Debtors.

Robert E. Hyman, Richmond, VA, Chapter 13 Trustee.

Deborah S. Kirkpatrick, Virginia Beach, VA, for Branch Banking & Trust Company.

Sara A. John, M. Richard Epps, P.C., Virginia Beach, VA, for CitiFinancial Auto Corporation.

John P. Van Beek, Young, Goldman & Van Beek, P.C., Alexandria, VA, for Nissan Motor Acceptance Corporation.

Carl A. Eason, Steven L. Brown, Virginia Beach, VA, for GMAC.

Barkley Clark, Marc E. Albert, Stinson Morrison Hecker LLP, Washington, D.C., Co-Counsel for GMAC.

OPINION

DOUGLAS O. TICE JR., Chief Judge.

Hearings were held on November 8, 2006, January 10, 2007, and April 17, 2007, on objections to confirmation filed by secured creditors in each of these four cases filed under chapter 13 of the Bankruptcy Code. Four different creditors object to confirmation of the debtors' proposed chapter 13 plans because the plans attempt to bifurcate the relevant secured creditor's claim into an unsecured and a secured...

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