MEMORANDUM OF DECISION
ROBERT SOMMA, Bankruptcy Judge.
Introduction
Domingo Lopez borrowed $42,500 from Luz Cruz and Indelfonso Ramos in August 2003. Thereafter, in November 2003, Lopez commenced the underlying Chapter 7 bankruptcy case. In that case, Cruz and Ramos sued Lopez, seeking to deny his discharge, thereby commencing this adversary proceeding. They allege that Lopez concealed or transferred certain Puerto Rican real estate interests...
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