OPINION
ANNE GARDNER, Justice.
I. Introduction
This is a liability insurance dispute concerning coverage under a homeowner's policy for bodily injury arising from the use of a "four-wheeler" all-terrain vehicle. Appellants Linda and Christopher Gomez appeal from the trial court's grant of summary judgment in favor of Appellee Allstate Texas Lloyds Insurance Company. The Gomezes raise three issues. First, the Gomezes argue the trial court improperly...
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