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ALLSTATE INS. CO. v. FALGOUST

No. S-12090.

160 P.3d 134 (2007)

ALLSTATE INSURANCE COMPANY, Appellant, v. Melissa V. FALGOUST; Douglas J. Falgoust; D.D., a minor, by and through his guardian ad litem; A.J., a minor, by and through his guardian ad litem; State of Alaska, Department of Administration, Appellees.

Supreme Court of Alaska.

June 1, 2007.

Attorney(s) appearing for the Case

Alfred Clayton, Jr., Maryanne Boreen, Bliss, Wilkens & Clayton, Anchorage, for Appellant.

Christine S. Schleuss, Anchorage, for Appellees D.D. and A.J.

Megan R. Webb, Assistant Attorney General, Anchorage, David W. Márquez, Attorney General, Juneau, for Appellee State of Alaska, Department of Administration.

Before: FABE, Chief Justice, MATTHEWS, EASTAUGH, BRYNER, and CARPENETI, Justices.

OPINION

MATTHEWS, Justice.

I. INTRODUCTION

The household exclusion in a homeowner's policy bars from liability coverage the claims of an "insured person" against the named insured. "Insured person" includes "any dependent person in [the named insured's] care" "if a resident of [the named insured's] household." The question presented is whether a foster child is an "insured person" under the household exclusion. We answer in the...

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