GREENE, Judge.
On January 17, 2002, petitioner, Richard A. Mundey, Jr. ("Mundey"), age 21, sustained serious injuries as a result of an auto collision that occurred while he was the front-seat passenger in a vehicle driven by Amber Rose Burgess ("Burgess"). At the time of the accident, Burgess was insured under a Maryland Automobile Insurance Fund (MAIF) policy which provided the minimum statutory liability coverage of $20,000. Mundey filed a complaint against Burgess...
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