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STATE FARM MUT. AUTO. INS. v. ILLINOIS FARMERS INS.

No. 103816.

875 N.E.2d 1096 (2007)

226 Ill.2d 395

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY et al. (State Farm Mutual Automobile Insurance Company, Appellant), v. ILLINOIS FARMERS INSURANCE COMPANY et al., Appellees.

Supreme Court of Illinois.

September 20, 2007.

Attorney(s) appearing for the Case

Mark W. Monroe, Edward R. Psenicka, of Momkus McCluskey Monroe Marsh & Spyratos, LLC, Downers Grove, for appellant.

Danny L. Worker, Lisa M. Taylor, Siobhán M. Murphy, of Lewis Brisbois Bisgaard & Smith LLP, Chicago, for appellees.

Paul G. Krentz, of Kinnally Flaherty Krentz & Loran PC, Aurora, for amicus curiae Illinois Trial Lawyers Association.

OPINION

Justice KARMEIER delivered the judgment of the court, with opinion:

The issue in this case is whether the "step-down" provisions, which reduce the policy limits for permissive users, of several automobile liability policies issued by Illinois Farmers Insurance Company and one of its subsidiaries, Mid-Century Insurance Company (Farmers), to Illinois policyholders are void and unenforceable because they violate Illinois public policy. The circuit court...

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