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FEDERATED MUT. INS. CO., INC. v. VAUGHN

1041867 and 1050611.

961 So.2d 816 (2007)

FEDERATED MUTUAL INSURANCE COMPANY, INC., and Jim Howell v. Melvin Arthur VAUGHN. Melvin Arthur Vaughn v. Federated Mutual Insurance Company, Inc., and Jim Howell.

Supreme Court of Alabama.

January 5, 2007.

Attorney(s) appearing for the Case

Jeff Friedman and J. Michael Bowling of Friedman, Leak, Dazzio, Zulanas & Bowling, P.C., Birmingham, for appellant/cross-appellee Federated Mutual Insurance Company, Inc., and Jim Howell.

John M. Fraley of Haskell Slaughter Young & Rediker, LLC, Birmingham, for appellee/cross-appellant Melvin Arthur Vaughn.

J. Knox Argo, Montgomery, for amicus curiae American Insurance Association, in support of the appellant/cross-appellee.

Doy Leale McCall III of Hill, Hill, Carter, Franco, Cole & Black, P.C., Montgomery, for amicus curiae Alabama Defense Lawyers Association, in support of the appellant/cross-appellee.

NABERS, Chief Justice.

These appeals involve the construction of an automobile insurance policy. They present the question whether the sole named insured was entitled to reject uninsured-motorist coverage with respect to some, but not all, additional insureds. We hold that it was.

I. Facts and procedural history

Melvin Arthur Vaughn was an employee of Farmers Tractor Company, Inc. ("Farmers"). On April 25, 2002, Vaughn was driving a vehicle...

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