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GILLESPIE v. EQUIFAX INFORMATION SERVICES, L.L.C.

No. 06-1952.

484 F.3d 938 (2007)

Heather GILLESPIE and Angela Cinson, Plaintiffs-Appellants, v. EQUIFAX INFORMATION SERVICES, L.L.C., Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided May 3, 2007.

Attorney(s) appearing for the Case

James M. Pietz (argued), Malakoff, Doyle & Finberg, Pittsburgh, PA, O. Randolph Bragg, Horwitz Horwitz & Associates, Chicago, IL, for Plaintiffs-Appellants.

Barry Goheen, Mara McRae (argued), King & Spalding, John J. Curry, Jr., Polsinelli, Shalton, Flanigan & Suelthaus, Chicago, IL, for Defendant-Appellee.

Before POSNER, KANNE, and EVANS, Circuit Judges.

KANNE, Circuit Judge.

Heather Gillespie and Angela Cinson filed a class action lawsuit alleging violations of the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq., ("FCRA") against Equifax Information Services, L.L.C. The district court granted Equifax's motion for summary judgment on the plaintiffs' claims. We reverse.

I. BACKGROUND

Like many Americans, Heather Gillespie and Angela Cinson each defaulted on a credit account and this...

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