OPINION
HALBROOKS, Judge.
Appellant insurer challenges the district court's denial of summary judgment based on the district court's determination that appellant's policy exclusion is invalid and unenforceable against respondent. Appellant argues that respondent is precluded from recovering excess uninsured-motorist (UM) benefits because (1) appellant's spouse's policy with appellant contains an exclusion that bars coverage for owned-but-not-insured vehicles...
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