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LENHART v. FEDERATED NAT. INS. CO.

No. 4D06-359.

950 So.2d 454 (2007)

Mary LENHART, Appellant, v. FEDERATED NATIONAL INSURANCE COMPANY, Appellee.

District Court of Appeal of Florida, Fourth District.

Rehearing Denied March 28, 2007.

Attorney(s) appearing for the Case

Jane Kreusler-Walsh of Kreusler-Walsh, Compiani & Vargas P.A., West Palm Beach; Dan Cytryn of Cytryn & Santana P.A., Tamarac; Dale Swope, Celene Humphries, and Kathryn Lee of Swope Rodante, P.A., Tampa, for appellant.

Richard A. Sherman, Sr., Fort Lauderdale; and Kenneth P. Carman of Carman, Beauchamp & Sang P.A., Boca Raton, for appellee.

FARMER, J.

The topic of this decision is family member coverage in automobile insurance. We hold that if the objective of the insurer is not to cover an underage, unlicensed family member, the policy must state such an intention explicitly and plainly.

Young Christopher's father1 was an established customer of Federated, who for many years purchased insurance covering only his vehicle, which he renewed every November. On the application...

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