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PRUDENTIAL INS. CO. OF AMERICA v. KAMRATH

No. 06-1794.

475 F.3d 920 (2007)

The PRUDENTIAL INSURANCE COMPANY OF AMERICA, Plaintiff, v. Mary Beth KAMRATH, Defendant-Appellee, Sharri Kamrath Rocca, as Personal Representative of the Estate of Bradley G. Kamrath, Defendant-Appellant.

United States Court of Appeals, Eighth Circuit.

Filed: February 1, 2007.

Attorney(s) appearing for the Case

Matthew J. Padberg, argued, St. Louis, Missouri, for appellant.

Stephen F. Graunt, argued, Rolla, Missouri (David L. Steelman, on the brief), for appellee.

Before SMITH, BOWMAN, and COLLOTON, Circuit Judges.

BOWMAN, Circuit Judge.

Following a bench trial, the District Court1 held that Mary Beth Kamrath is entitled to the proceeds because she is the named beneficiary on the policy. The District Court found that Bradley Kamrath's efforts to change the policy beneficiary did not meet the requirements for application of the substantial-compliance doctrine. We affirm the judgment of the District Court.

On August 1, 1989, Prudential issued...

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