BRYAN, Judge.
The defendant, Safeway Insurance Company of Alabama ("Safeway"), appeals a summary judgment in favor of the plaintiff, State Farm Mutual Automobile Insurance Company ("State Farm"). We affirm.
The parties agree on the material facts. On June 24, 2005, Ethel Day was injured when her vehicle and Otis McGuire's vehicle collided. Day's automobile-liability policy with State Farm provided her with medical-payments coverage, and State Farm paid her...
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